- U.S. Scientist Reveal the Recipe for Better healthWhen we are young we don’t think about our actions to much, we simply don’t give too much thought before making any decision. As the time goes on and we grow older, certain side effects of our actions may or may not start to appear.
- Hypochondria or a real threat?Many people get diagnosed by friends and close family with hypochondria once they feel body ache or any other pain presented by suspicious symptoms that only they feel and notice. Looking from the outside, a person that is complaining about their health with no reason may seem like delusional
- Forget about junk foodWe all get tempted to buy ourselves a burger or that slice of pizza in McDonald’s or PizzaHut. But how it looks on the picture of an advertisement shows that it can’t be that good.
For your trucking business to succeed, it is imperative that you have a regular cash flow that can take care of recurring expenses such as fuel expenses, drivers’ wages, etc. If most of your clients pay you after 30 or 60 days, then you could find your cash flow getting clogged from time-to-time. This could interrupt the smooth functioning of your business and always keep you on the edge.
While a bank loan could help you out on a temporary basis, you would need to pay back your loan along with interest in the form of monthly installments. This could put an additional burden on your finances and your mind. Another method of finance that is not only flexible but also does not require repayment through monthly installments is freight factoring. In this method, a freight factoring company will ‘buy’ your credit invoices from you and pay you the invoice amount within 24 to 48 hours, instead of the normal 30 to 60 days credit that you might have extended to your clients. The factoring company will deduct a factoring fee of around 1.5% to 5% from the invoice amount as their fees for their services rendered.
The factoring fees will depend on some factors. The first factor is the credibility of your client as researched and defined by your factoring company. Thus, when you have a rock-solid client with a reliable reputation, then the factoring fees will be lower as compared to a little-known client that does not have a high reputation and bank balance. Another factor is the number of credit days that you have extended to your client.
Thus, if you have provided a credit period of 30 days, then the factoring fees will be lower as compared to a client to whom you have provided a 60 or 90 days credit period. The final factor is the total amount of business that you manage to provide to your factoring company. So, even though the factoring fee percentage might initially be high, the figure could reduce once you start providing larger invoices to your factoring company. In certain cases, where the factoring company also handles your receivables, i.e. collecting the outstanding dues from your clients, the factoring company might also retain a percentage ranging from 5% to 10% of the invoice amount as security against your client defaulting on the payment or any other dispute.
These above factors will have to be taken into consideration, before you tie-up with any freight factoring company since they will all be deducted from your profit margin. Hence, if you are already working on a very thin margin, then you might just end up giving your margin to your factoring company, and this could fatally affect your business in the long run. Choose a factoring company that deducts a reasonable factoring fee and also one that does not retain any additional amount as security. Also, ensure that the staff of the factoring company is courteous and their services efficient. Once you do start providing a higher volume of business, negotiate a better deal for your business.
Thus, if your clients are financially strong and when you have not provided a longer credit period, then you can be assured of lower factoring fees. However, do crosscheck the reputation and quality of service of freight factoring company, before singing on the dotted line.
In these current days of high competitive market, every organization is trying to attract the customers towards them. They take every necessary measure to make sure they leave a long lasting impression on the visitors and customers/clients. Leaving a good impression on one client definitely helps in attracting even more clients and it favors the business. There are many small and big things that need to be taken of so as to create a good and lasting impression on the visitors. Among the many factors, a beautifully designed office/ workplace are a main factor.
The first impression is the last impression. When a visitor enters an organization/ office building, the first place he/she contacts is the reception center. The reception center is the face of the center. Reception counter is the most important space in an office and the first contact point for the client. A good reception desk is an integral part of the office reception center. Today a variety of well-designed Reception desks are available in the market. Choosing a particular desk, large one or a small one depends on factors such as the number of user need to be accommodated and installation of specific equipment like computer, printer, fax machine, etc. which in turn decided by the particular kind of office center.
A boardroom table is an integral part of the office works setup. It is the place for meeting with clients, members and colleagues. The boardroom table also shows the image of the office. They must ensure operational efficient and aesthetic décor. The Boardroom tables vary in shape and design from office to office, depending upon the requirement of the office. The Executive desks are owned in offices of the employees in executive position. They are Pedestal desk with customize features like number and size of the drawers and cabinets. While choosing a particular desk factors like price, functionality, size and security are some of the important factors that need to be taken care of.
Nowadays most of the jobs require long hours of Office sitting work. Which some time may lead to physical pain in the employee body. Proper designed chairs can help in long hour sitting jobs. The business involves meeting, conference and other events. In such events designing the sitting arrangement is a daunting task as large number of chairs may take too much space to store them. In this kind of situation the use of Stacking chairs becomes a great advantage. They can be stacked on one another and storing them is quite easy and convenient.
If the office is too old or it is still old fashioned, than it may affect the productivity and functionality of the office. There are mainly two solutions to the above problem. The first one is office relocation which may be very costly and tedious. Office refurbishment is the other and the better option as this not only reduces the cost but it is very easy to carry out the process compare to complete shifting of the office center.
Recent studies show that obesity is becoming a real threat, when scientists found that more than 70 percent of U.S. population is overweight and have problems with cardiovascular system. When we are young we don’t think about our actions to much, we simply don’t give too much thought before making any decision. As the time goes on and we grow older, certain side effects of our actions may or may not start to appear. This happened to all of us, whether we are talking about a lower back pain caused by improper weight lifting in your body builder days or that mysterious caught that’s been bugging you for past few years that is caused by nicotine addiction. Whatever is the reason for this post effects, it is only when they appear and we notice them we start to take action.
Hypochondria or a real threat?
Many people get diagnosed by friends and close family with hypochondria once they feel body ache or any other pain presented by suspicious symptoms that only they feel and notice. Looking from the outside, a person that is complaining about their health with no reason may seem like delusional, but the fact is that only they know what is happening in their body. Being in touch with your body and knowing how it reacts is essential in preserving health. Take your time to reconstruct your memory and remind yourself of all the harmful actions that you did. They all have consequences whether they appear in few year or after a decade. Here are some tips to stay on the right path and keep your health the way it should be.
Forget about junk food.
We all get tempted to buy ourselves a burger or that slice of pizza in McDonald’s or PizzaHut. But how it looks on the picture of an advertisement shows that it can’t be that good. We still eat it, even though we know that the burger on the menu and the culinary abomination that we have in front of us when we buy it have little in common. It doesn’t look the same and it sure doesn’t taste the way it should. The meat they use is processed and has many additives that are harmful and alien to our body. We may not notice it after we eat it, but our blood vessels get filled with cholesterol. This is the main cause of heart attack.
Modern way of life is demanding from us to sit and do the work from an office. And sitting in that position was never healthy. Our body was never constructed to sit all day, so this unnatural position is also extremely harmful to us in long term. Take only have an hour and exercise every day by jogging, stretching, or training your body any way you can and you will feel healthier in time.
Take plenty of sleep.
During the sleep our body regenerates the cells and the mind itself is repairing itself from the effects of everyday stress and noise. Sleeping more than 7 hours is proven to be the best possible solution for anxiety and street related issues. Balance is the key in everything so take that in mind next time you start your day.